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Products and Services

Products and ServicesWe provide financial and organizational and management support to local organizations dedicated to revitalizing its community and improving the quality of life for its residents.



LISC provides loans and lines of credit, grants and recoverable grants, and equity investments consistent with local program office strategies and local community development needs. Community projects typically include: for-sale and rental housing; community facilities such as child care centers, schools, health care facilities, and playing fields; and economic development projects for retail and commercial buildings.

Grants typically come in the form of:  

  • Organizational development grants that assist community organizations to improve its administrative structures, management and financial systems, and real estate development and management capacities;
  • Strategic planning grants to cover costs associated with the creation of new programs that re important to an organization's overall mission and needs of the community's residents; and
  • Project grants to help cover costs associated with real estate development that further neighborhood revitalization goals. 

Loans can be for all stages of projects - predevelopment, property acquisition, construction, and permanent. We seek to strike the right balance between taking risks consistent with our role as a charitable lender, and recovering our capital so we can make funds available to future projects. Following are some examples of our loan products:

  • Pre-Development Loans
  • Acquisition Loans
  • Construction Loans
  • Mini-Permanent Loans
  • Revolving Working Capital Loans and Lines of Credit


Technical Assistance and Organizational Support

LISC offers a wide range of technical assistance to local organizations to undertake projects and programs intended to benefit their community. For example, we provide training opportunities, best practices resources, workshops and conferences, and local technical assistance in such areas as: affordable housing, retail, and facility development; and increasingly, programs that improve quality-of-life such as community safety, youth recreation and education.

Typical assistance centers on:

  • Real estate development (e.g., preparation and appropriation of housing and community development public funding and tax credits);
  • Staff training and skill building;
  • Organizational and management assistance (e.g., strategic planning, program and organization expansion, crisis intervention); and
  • Effective execution of services under successful proposals.